Through Upgrade, consumers can access affordable personal loans of up to $35,000 with low fixed rates that never change. Personal Loans may be used to pay off high interest credit cards, make home improvements, make a major purchase and much more! Upgrade Personal Loan- Personal loan in the amounts of $1,000-$35,000 with fixed rates from 6.98% to 35.89%. This provides consumers with fixed payments and a clear pay off date. Most use the loan to pay off high interest credit cards or consolidate debt, home improvements, cover unexpected expenses, pay off medical expenses, or other large purchases.
Through Upgrade, consumers can access affordable personal loans of up to $35,000 with low fixed rates that never change. Personal Loans may be used to pay off high interest credit cards, make home improvements, make a major purchase and much more!
Upgrade Personal Loan- Personal loan in the amounts of $1,000-$35,000 with fixed rates from 6.98% to 35.89%. This provides consumers with fixed payments and a clear pay off date. Most use the loan to pay off high interest credit cards or consolidate debt, home improvements, cover unexpected expenses, pay off medical expenses, or other large purchases.
Upgrade Card- The Upgrade combines the flexibility of a credit card with the low-cost predictability of a personal loan. Credit lines range from $500 to $20,000, and some consumers may qualify for up to $50,000. Regular Purchase APR ranges between 8.24%-35.97%. Attractive to consumers looking for a smarter way to use credit: from those looking to build credit to established prime consumers looking to make major purchases.
Personal Loan Upgrade Disclaimer- NEW: Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 8.24%-35.97%. All personal loans have a 1.85% to 8.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/.
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Credit card conversion flow:
Step 1. User submits basic information (name, dob, address, and email).
Step 2. Consumer is approved for a credit line and selects continue.
Step 3. Consumer verifies social security number and employment information
